Chip Card Troubles? Help is on the way. 2.5 seconds and done. Have you heard? Quick Chip EMV and M/Chip Fast is now live in the US! Over the summer, we deployed the first and fastest implementations of Quick Chip and M/Chip Fast to our partners at New Leaf Community Markets and New Seasons Market.
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THE LATEST IN RETAIL PAYMENTS AND SECURITY
CARD CHIP TROUBLES? HELP IS ON THE WAY.
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Have you heard? Quick Chip EMV and M/Chip Fast is now live in the US! Over the summer, we deployed the first and fastest implementations of Quick Chip and M/Chip Fast to our partners at New Leaf Community Markets and New Seasons Market.
VISA QUICK CHIP WEBINAR VISA QUICK CHIP WEBINAR
Get the scoop on the first Quick Chip implementations, benefits for merchants and customers, updates on testing requirements, and answers to questions from retailers and other attendees.
Watch the full webinar ›
In October, we sat down with Visa to share more about the Quick Chip rollout, “pre-dip” (pay anytime) experience, and predictions for year two of the U.S. migration to chip technology.
Read the full Q&A ›
NEW RETAIL PARTNERS
ENCRYPTION: ARE YOU GETTING WHAT YOU PAID FOR?
When you’re evaluating point-to-point encryption (P2PE) for your stores, not all solutions are created equal. Here are some key things to consider:
2048-Bit RSA Encryption vs. Format Preserving Encryption
Non-format preserving 2048-bit RSA encryption protects the full card, which significantly improves security and reduces the PCI DSS controls for retailers to manage. This is a dramatic improvement from the industry standard format preserving encryption — a method that only encrypts part of the account number.

Asymmetric Key Encryption vs. Symmetric Key Encryption
Asymmetric keys employ public/private key pairs, simplifying key rotation, distribution and management while enhancing security. By comparison, symmetric keys employ a single key for encryption and decryption, creating security risks and substantial compliance burdens — keys must be loaded in a Key-Injection Facility (KIF), and PIN pads are subject to costly audits in transit and in storage. With symmetric keys, if one key is compromised the entire payment chain is compromised.

Periodic Key Rotation via Public Key Infrastructure (PKI)
PKI is a practice established by the U.S Government for the secure distribution, rotation and revocation of encryption keys without the logistical complexity and cost of a KIF; keys can be transmitted over the Web and a chain of trust can be validated before encrypted payloads are sent. For security, keys can be rotated based on configurable parameters like time and transaction count. With some solutions, keys at the end of their life can be replaced with a remote update.
VISA QUICK CHIP WEBINAR
Coalfire Systems—a respected, independent PCI P2PE QSA—evaluated Index P2PE and found it is a robust solution that can be used by merchants to dramatically reduce risk and applicability of PCI DSS controls.
Download Coalfire's Technical Assesment ›
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